![]() ![]() The average internet bill is $58.49, and the average cable bill is $217.42. Cutting all non-essential subscriptions and monthly expenses is a great way to reduce your costs if you are behind on bills. Recurring monthly expenses can add up quickly. Maybe you are behind on bills because you have too many bills to pay! Did you know you were still paying for a magazine subscription? Is there a free version of your favorite phone app that you can use as an alternative? When was the last time you used your gym membership? Take a moment to understand the information in front of you. What recurring expenses can you reduce or cut entirely? For instance, you can review your spending on: Now is the time to limit your discretionary expenses. Be honest about what is a need versus a want. Determine which expenses are essential versus non-essential. Once you’ve listed all of your bills, it’s time to evaluate those bills and also your expenses. Need help getting organized with bills? Check out the Clever Girl Finance Debt Prioritization worksheet. Getting organized is essential if you are behind on bills because it helps you keep track of what is due so you can pay on time! I strongly suggest getting your free credit report to look for any other accounts that may have been forgotten. Once you determine what bills you have, organize them as follow so you can pay on time:ĭon’t forget to check your credit card and checking accounts for automatic debits and withdrawals. Whether you create an excel spreadsheet or you’re more of a pen and paper type, you want to layout every bill. And that means it’s time to get organized. One of the first steps to catch up on bills is to know the full picture of your income and expenses. Take a deep breath and take these key steps so you can catch up on bills and work towards paying bills on time! Step 1: Get organized to pay on time We understand the stress of having bills to pay and mouths to feed. ![]() That being said, it's still completely possible to get caught up on your bills and get ahead so you can pay on time! 6 Steps to take if you are behind on bills ![]()
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